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Our customer's confidence has been important
to us since we were founded in 1908. Technology continues to change
the way we bank, however our focus will remain the same. We believe
that customer privacy is crucial to providing superior financial services
to you, our customer. To that end, we have adopted the following privacy
statement. |
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Use of Personal Information
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Personal information you make available to us will only
be used for the delivery of products and services that you have asked
for. In the course of business this information may be used to help
us identify you, communicate with you, and respond to your request.
We will gather and save information about you only for appropriate
business purposes that you have authorized. We collect personal information
about you from the following sources: |
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- Information we receive from you on applications or other forms;
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- Information about your transactions with us or others; and
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- Information we receive from a consumer reporting agency.
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We will not disclose, sell or give any of your information
to other parties for the purpose of direct marketing, telemarketing
or other forms of solicitation. |
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Protecting Personal Information |
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We maintain physical, electronic, and procedural safeguards
to guard your personal information including security measures that
restrict bank employee access to personal information. Only authorized
employees have access to personal information. Our employees are continually
educated in the value of your privacy through our training programs,
and established policies and procedures. |
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Our Third Party Relationships |
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We expect all third parties that we do business with
to hold to the same privacy standards that we have established. We
may disclose all of the information we collect, as described above
to companies that perform marketing services on our behalf or to other
financial institutions with whom we have joint marketing agreements.
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Restrictions on Disclosure of Account Information
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We will never disclose customer account information
or other personally identifiable data to unaffiliated third parties
except as permitted by law (e.g., credit bureau or Internal Revenue
Service). Such information will only be disclosed to complete a customer-initiated
transaction, fulfill a customer request, or comply with the law. |
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Children's Online Privacy |
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The law requires parental consent to collect or use
information from a child under 13. If you are a child under 13, please
show this to your parents and do not use the online services of this
institution without verifiable parental consent pursuant to the Children's
Online Privacy Protection Act. |
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Use of "Cookies" |
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We monitor the usage of our web site through the use
of "cookies." Cookies are small pieces of information that are sent
by a web server to be stored on a user's web browser. This allows
the web site to determine whether the visitor is a first-time user
or a return visitor, thus allowing quicker load time of the web pages
to the user. We do not use cookies to disclose customer information.
Your browser can be configured to detect cookies if you wish, thus
allowing you to decline acceptance of cookies. |
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Policy Disclosure |
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We will continue to assess our privacy standards to
protect the security and integrity of customer information and reserve
the right to make changes where and when appropriate to comply with
regulatory standards, as well as state and federal law. At least annually,
we will establish and disclose our privacy policy |
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For more information regarding Internet banking security
please call 870-763-8101. |
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